What follows is my latest thinking on what we are dealing with.

Blue sky. … I am standing in the sun’s warmth on a grassy bank with a steep decline overlooking a meandering river. A winter chill is present. I am thinking business is good and 2020 is shaping up to be a great year. … I hear something about a really bad storm in Wuhan … never heard of that place …. good luck to them.

My eyes fly open—confusion, fear! I suddenly realize I am standing up to my neck in frigid cold water…what happened? How did it ...