Of course you think that you have every kind of insurance imaginable.  Are you a homeowner? Then you have homeowners’ insurance. What about the cars parked in your driveway? Yes, I have car insurance. When it comes to your health, you must have health insurance. Have kids? You need life insurance. 
 
Nobody wants to buy insurance. We all purchase insurance “just in case.” If something does go wrong, we want to be covered. Having the right insurance policy helps us achieve responsible contingency planning. If the unforeseen occurs, we would like the peace of mind that comes ...