The world has changed—no matter what angle you look at it—it has changed. From our social interactions (Zoom Happy Hours and virtual family dinners), to how we greet each other in public, to normal trips to the grocery store. We can see it in our healthcare system’s challenges and in social event cancellations, professional and college sports season stoppages. And we are reminded daily of the ever-increasing number of COVID-19 cases and deaths. It feels like we will be looking over our shoulder for a long time. It has all changed and the world is a different place.

Economically, it ...